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Terms of Service for vizme Application

Table of Contents

§ 1. General Provisions

  1. These terms (hereinafter: "Terms") define the rules and conditions for using the "vizme" application (hereinafter: "Application") and services provided by the Service Provider.
  2. The Application is used for generating images using artificial intelligence (AI) and is intended for both businesses and consumers.
  3. These Terms constitute the terms referred to in Article 8 of the Polish Act of 18 July 2002 on Electronic Service Provision (hereinafter: "Electronic Services Act").
  4. The service provider is Daniel Boba, operating under the name Daniel Boba (registered office address: ul. Stara Droga 110, 32-652 Bulowice), entered in the Central Register and Information on Economic Activity maintained by the minister responsible for economy, with VAT ID: 5492475822, Registration Number: 527296610 (hereinafter: "Service Provider").
  5. Contact with the Service Provider is possible via:
    • email – at: bobadaniel97@gmail.com,
    • traditional mail – at: ul. Stara Droga 110, 32-652 Bulowice,
    • telephone – at: +48 571 471 521.
  6. In accordance with Regulation (EU) 2022/2065 of the European Parliament and of the Council of 19 October 2022 on a Single Market for Digital Services (Digital Services Act) (hereinafter: "DSA"), the Service Provider has designated a point of contact for direct communication with EU Member State authorities, the European Commission, the Digital Services Board, and Application Users on matters covered by DSA regulation. The point of contact is available at: bobadaniel97@gmail.com.
  7. Before using the Application, the User is obliged to familiarize themselves with the Terms and Privacy Policy.

§ 2. Definitions

Terms used in these Terms with capital letters have the following meanings:

  1. Price List – a document or information specifying the current price of the Service, Subscription Period, its variant, and other conditions indicated therein.
  2. Consumer – a natural person performing a legal transaction with the Service Provider that is not directly related to their business or professional activity.
  3. Account – a panel created in the Application's IT system, enabling the User to use its functionalities.
  4. Credits – billing units enabling the use of Application functionalities, including image generation.
  5. Non-conformity – means non-conformity of the Application Usage Service with the Application Usage Agreement (criteria for assessing conformity of the Service with the Agreement for its provision are specified in Article 43k(1-2) of the Consumer Rights Act).
  6. Subscription Period – the period for which the Service Provider makes the Service available to the User according to the Price List.
  7. Subscription Fee – a fee paid by the User in advance for the Service, determined according to the Price List in effect at the time of ordering.
  8. Review – the User's opinion about the Application, including a description of the User's experiences related to using the Service.
  9. Privacy Policy – a document containing information about the processing of Users' personal data by the Service Provider.
  10. Entrepreneur with Consumer Rights – a natural person concluding an agreement directly related to their business activity when the content of this agreement shows that it does not have a professional character for them.
  11. Terms – term defined in § 1(1) of these Terms.
  12. User Content – any data (including personal data), electronic files, information, and materials saved by the User in the Account.
  13. Agreement – an agreement for the provision of a digital service within the meaning of the Consumer Rights Act, under which the Service Provider undertakes to provide the Application Usage Service to the User.
  14. Application Usage Service/Service – a digital service within the meaning of the Consumer Rights Act, consisting of enabling the User by the Service Provider to use the Application's functionalities.
  15. User – a customer (Entrepreneur, Entrepreneur with Consumer Rights, or Consumer) using the Application.
  16. Service Provider – term defined in § 1(4) of these Terms.
  17. Consumer Rights Act – the Polish Act of 30 May 2014 on Consumer Rights.
  18. Electronic Services Act – term defined in § 1(3) of these Terms.
  19. Consumer User – a natural person using the Application who is a Consumer.

§ 3. Technical Requirements, Service Usage Rules and Security

  1. For proper use of services provided by the Service Provider via the Application, the following are required:
    • Internet connection,
    • devices allowing use of Internet resources,
    • an active email account.
  2. Within the Application, Users are prohibited from using viruses, bots, worms, or other computer codes, files, or programs (in particular scripts and applications automating processes or other codes, files, or tools).
  3. The Service Provider informs that it uses cryptographic protection of electronic transfer and digital content through appropriate logical, organizational, and technical measures, in particular to prevent third-party access to data, including SSL encryption, access passwords, and antivirus or anti-malware programs.
  4. The Service Provider informs that despite the use of security measures referred to in paragraph 3 above, using the Internet and services provided electronically may be threatened by malware entering the User's IT system and device or by third parties gaining access to data on that device. To minimize this threat, the Service Provider recommends using antivirus programs or identity protection measures online.
  5. Use of the Application is paid according to the Price List.
  6. Users using services provided by the Service Provider are obliged to provide only data (including personal data) consistent with the actual state. The Service Provider is not responsible for the consequences of providing false or incomplete data.

§ 4. Service Agreement

  1. Under the Agreement, the Service Provider enables the User (within the scope resulting from the selected variant in the Price List) to use the Application's functionalities.
  2. To conclude an Agreement, the User should:
    • go to the Application's website and select the registration option,
    • fill in the required data in the displayed form (email address, password),
    • click the button confirming registration,
    • click the verification link sent by email to the address provided by the User.
  3. Completing registration constitutes acceptance of these Terms and the Privacy Policy. The Terms and Privacy Policy are available on the Application's website and accessible prior to registration.
  4. Using the Application requires registration, Account creation, and email address verification.
  5. Clicking the verification link is equivalent to concluding an Agreement.
  6. The User may also register through their Google account. In such case, select the appropriate option in the registration form. Registration through a Google account constitutes acceptance of these Terms and the Privacy Policy and conclusion of the Agreement.
  7. The Service Provider informs, and the User acknowledges, that maintaining conformity of the Application Usage Service with the Agreement does not require installing updates. Application updates are deployed by the Service Provider server-side and require no action from the User.
  8. Paragraphs 9-15 below apply only to Users who are Consumers or Entrepreneurs with Consumer Rights.
  9. If the User is not granted access to the Service immediately after concluding the Agreement, the User calls on the Service Provider to immediately grant access to the Service. The call referred to in the preceding sentence may be sent via email to the address indicated in § 1(5) of these Terms. If the Service Provider does not grant the User access to the Service immediately after receiving the call, the User may withdraw from the Agreement.
  10. Regardless of paragraph 9, if the User is not granted access to the Service, the User may withdraw from the Agreement without calling on the Service Provider to grant access to the Service, if at least one of the cases specified in Article 43j(5) of the Consumer Rights Act occurs.
  11. Regardless of paragraphs 9-10, the User may terminate the Agreement by independently deleting their Account in the Application or by requesting the Service Provider to delete their Account by sending appropriate information to the address indicated in § 1(5) of these Terms.
  12. Withdrawal from or termination of the Agreement, regardless of its basis, is made by submitting to the Service Provider a statement of withdrawal or termination. The statement referred to in the preceding sentence may be sent via email to the address indicated in § 1(5) of these Terms.
  13. In case of User's violation of the Terms and failure to remove this violation despite receiving a call, the Service Provider may terminate the Agreement with a notice period of 7 days by submitting a termination statement to the User via email. After the notice period expires, the Service Provider suspends the provision of the Service. During the notice period, the Service Provider may block the User's access to the Application Usage Service if this is necessary to prevent further violations by the User.
  14. The Service Provider deletes the Account immediately after receiving the termination statement or after the notice period expires. Deletion of the Account is equivalent to archiving all User Content saved therein, followed by its deletion - after the archival period ends.
  15. The User has the right to:
  • download all their data in JSON/CSV format,
  • transfer data to a competing system,
  • receive a full history of generated content. Data is made available within 30 days of such a request.

§ 5. Fees and Billing

  1. Service prices in the Price List are expressed in PLN and constitute a net value without VAT. The appropriate VAT rate will be added to the Subscription Fee.
  2. Unless a specific provision of these Terms or individual arrangements with the Service Provider provide otherwise, all payments due to the Service Provider are made by the User through payment systems made available within the Application.
  3. For the provision of Services, the User is obliged to pay a Subscription Fee according to the amounts indicated in the Price List. Changes to prices indicated in the Price List are announced in the Application and do not constitute changes to these Terms.
  4. Payments are processed through an external payment operator (Stripe). Access to the Service is granted immediately upon payment confirmation by the payment operator. Payment confirmation and VAT invoice are sent to the User's email address by the payment operator.
  5. The Subscription Fee is paid automatically, cyclically in advance (monthly or annually, depending on the selected plan), on dates resulting from the Agreement conclusion date.
  6. Failure to pay the Subscription Fee by the User will result in suspension of access to the Application's functionalities until the Subscription Fee is credited to the Service Provider's bank account.

§ 6. Price List

  1. The current Price List is available at: /pricing.
  2. The Service Provider may change the Price List at any time.
  3. A change to the Price List does not in any way affect the amount of fees specified in Agreements concluded before the Price List change.

§ 7. Complaints – Consumers and Entrepreneurs with Consumer Rights

  1. The provisions of this paragraph apply only to Consumers and Entrepreneurs with Consumer Rights.
  2. The Service provided to the User by the Service Provider must be in conformity with the Agreement concerning it for the entire period of Service provision.
  3. The Service Provider is liable for Non-conformity revealed during the period of Service provision.
  4. In case of Non-conformity being revealed, the User may submit a complaint requesting that the Service be brought into conformity with the Agreement for its provision.
  5. Complaints are submitted via email to the address indicated in § 1(5) of these Terms.
  6. A complaint should contain:
    • the User's first and last name,
    • email address,
    • description of the revealed Non-conformity,
    • request to bring the Service into conformity with the Agreement for its provision.
  7. The Service Provider may refuse to bring the Service into conformity with the Agreement if it is impossible or would require the Service Provider to incur excessive costs.
  8. After reviewing the complaint, the Service Provider provides the User with a response to the complaint, in which it:
    • accepts the complaint and indicates the planned deadline for bringing the Service into conformity with the Agreement,
    • refuses to bring the Service into conformity with the Agreement for reasons indicated in paragraph 7,
    • rejects the complaint as unfounded.
  9. The Service Provider provides a response to the complaint via email within 14 days of receiving it.
  10. If the complaint is accepted, the Service Provider brings the Service into conformity with the Agreement at its own expense within a reasonable time from receiving the complaint and without excessive inconvenience to the User, taking into account the nature of the service and the purpose for which it is used. The planned deadline for bringing the Service into conformity with the Agreement is indicated by the Service Provider in the response to the complaint.
  11. In case of Non-conformity being revealed, the User may submit a statement of withdrawal from the Agreement to the Service Provider when:
  • bringing the Service into conformity with the Agreement is impossible or requires excessive costs,
  • the Service Provider has not brought the Service into conformity with the Agreement,
  • the Non-conformity continues despite the Service Provider's attempts to bring the Service into conformity with the Agreement,
  • the Non-conformity is so significant that it justifies withdrawal from the Agreement without prior request to the Service Provider to bring the Service into conformity,
  • it is clear from the Service Provider's statement or circumstances that the Service Provider will not bring the Service into conformity with the Agreement within a reasonable time or without excessive inconvenience to the User.
  1. A statement of withdrawal from the Agreement may be submitted via email to the address indicated in § 1(5) of these Terms.
  2. The statement of withdrawal from the Agreement should contain:
  • the User's first and last name,
  • email address,
  • date of Service delivery,
  • description of the Non-conformity,
  • indication of the reason for the statement, selected from the reasons indicated in paragraph 11,
  • a statement of price reduction, together with the reduced price, or a statement of withdrawal from the Agreement.
  1. In case of User's withdrawal from the Agreement, the Service Provider deletes the Account immediately after receiving the withdrawal statement.
  2. Pursuant to Article 34(1a) of the Consumer Rights Act, in case of User's withdrawal from the Agreement, the User is obliged to stop using this Service and making it available to third parties.

§ 8. Complaints – Businesses

  1. The provisions of this paragraph apply only to Entrepreneurs (excluding Entrepreneurs with Consumer Rights).
  2. In case of non-conformity of the Service with the Terms being revealed, the User may submit a complaint.
  3. Complaints are submitted in writing or via email to the address indicated in § 1(5) of these Terms, no later than within 30 days of revealing the non-conformity.
  4. A complaint should contain:
    • the User's name,
    • email address,
    • description of the revealed non-conformity of the Service with the Terms.
  5. The Service Provider may refuse to bring the Service into conformity with the Terms if it is impossible or would require the Service Provider to incur excessive costs.
  6. After reviewing the complaint, the Service Provider provides the User with a response to the complaint, in which it:
    • accepts the complaint and indicates the planned deadline for bringing the Service into conformity with the Terms,
    • refuses to bring the Service into conformity with the Terms for reasons indicated in paragraph 5,
    • rejects the complaint as unfounded.
  7. The Service Provider provides a response to the complaint via email within 21 days of receiving it. In particularly complex cases, the deadline for responding to the complaint may be extended to 30 calendar days.

§ 9. Right of Withdrawal

  1. Pursuant to Articles 27 et seq. of the Consumer Rights Act, the User has the right to withdraw from the Agreement without giving any reason within 14 days of its conclusion.
  2. The Service Provider extends the right to withdraw from the Agreement also to Entrepreneurs.
  3. The User exercises the right of withdrawal by submitting a statement of withdrawal to the Service Provider. To meet the withdrawal deadline, it is sufficient to send the statement before the deadline referred to in paragraph 1.
  4. The statement of withdrawal may be submitted by the User in any form, in particular on the form constituting Annex 2 to the Consumer Rights Act.
  5. Upon submission of the withdrawal statement, the Service Provider immediately sends the User confirmation of its receipt via email.
  6. In case of User's withdrawal from the Service Agreement, the Service Provider will delete the Account immediately after receiving the withdrawal statement.

§ 10. User Content and Reviews

  1. The User may submit Reviews about services provided by the Service Provider to the Service Provider.
  2. Submitting a Review may be done in any way, including via email.
  3. Submitting a Review does not oblige the Service Provider to publish it.
  4. A Review published by the Service Provider may be removed by it at any time.
  5. It is prohibited to post User Content and Reviews:
    • containing false data, contrary to law, the Terms, or good practices,
    • containing content intended for activities prohibited by law, inciting violence, hatred, or insulting any group of persons or person,
    • containing content that may infringe personal rights, copyrights, image rights, or other rights of third parties,
    • containing advertising, promotional, political, religious, or discriminatory content,
    • containing content promoting activities competitive to the Service Provider.
  6. Any person using the Application (hereinafter: "Reporter") is entitled to report User Content or a Review that may violate the Terms.
  7. Reports can be made by email to the address indicated in § 1(5) of these Terms.
  8. A report should contain the following information:
    • a sufficiently substantiated explanation of the reasons why the User Content or Review constitutes illegal content,
    • a clear indication of the exact electronic location of the information, such as the exact URL or URLs, and, where applicable, additional information enabling identification of the illegal content,
    • the Reporter's first and last name or name and email address, except for reports concerning information considered to be related to one of the offences referred to in Articles 3 to 7 of Directive 2011/93/EU,
    • a statement confirming the Reporter's good faith belief that the information and allegations contained therein are accurate and complete.
  9. Upon receiving a report, the Service Provider sends the Reporter confirmation of its receipt.
  10. If the report does not contain the elements indicated in paragraph 8 or contains errors, the Service Provider may request the Reporter to supplement or correct the report within 14 days of receiving the request. If the Reporter does not supplement or correct the report within the deadline indicated in the preceding sentence, the Service Provider may leave the report without consideration.
  11. The Service Provider verifies the reported User Content or Review within 14 days of receiving a complete and correct report. As part of verification activities, if necessary, the Service Provider may ask the Reporter to provide additional information or documents. Pending resolution of the report, the Service Provider may block the visibility of the User Content or Review.
  12. After verifying the Report, the Service Provider:
  • removes User Content or a Review violating the Terms,
  • restores User Content or a Review not violating the rules set out in the Terms (if its visibility was blocked during the verification stage), providing justification for its decision.
  1. In case of removal of User Content or a Review, the Service Provider promptly notifies both the Reporter and the User who published the removed User Content or Review, providing justification for its decision.
  2. The Service Provider's decision justification includes:
  • an indication of whether the decision covers removal of User Content/Review, blocking its visibility, demotion, or imposes other measures referred to in the Terms in relation to that Review, and, where applicable, the territorial scope of the decision and its duration,
  • facts and circumstances on which the decision was based, including, where applicable, information on whether the decision was made on the basis of a report by the Reporter or on the basis of voluntary investigations conducted on the Service Provider's initiative, and, where absolutely necessary, the identity of the Reporter,
  • where applicable, information on the use of automated means in decision-making, including information on whether the decision was made regarding User Content/Review detected or identified using automated tools,
  • if the decision concerns potentially illegal User Content/Review, an indication of the legal basis or contractual basis on which the decision is based, and explanations of the reasons for considering the content to be illegal on that basis,
  • clear and user-friendly information for the User and the Reporter about their options for appealing the decision.
  1. The User whose User Content or Review was removed or the Reporter whom the Service Provider refused to remove the reported User Content/Review may appeal the Service Provider's decision.
  2. An appeal may be submitted by email to the address indicated in § 1(5) of these Terms.
  3. An appeal should contain:
  • the appellant's first and last name or company name,
  • contact details (email address),
  • a detailed justification of why, in the appellant's opinion, the Service Provider's decision is incorrect and should be changed.
  1. The Service Provider promptly confirms receipt of the appeal by sending a notification to the email address provided by the appellant.
  2. Appeals are reviewed within 14 days of their receipt by an authorized team of the Service Provider (these activities will not be carried out in an automated manner without human involvement).
  3. The Service Provider notifies the appellant of the decision made as a result of reviewing the appeal via email, and if the reported content is simultaneously deemed illegal - takes actions against it as provided for in the Terms.
  4. Submitting User Content or a Review is equivalent to the User's statement that they are its sole author. The User bears full responsibility for the Content and the consequences of its publication (including infringement of personal rights and intellectual property rights of third parties).
  5. Submitting a Review is equivalent to granting the Service Provider a free non-exclusive license for its use without time and territorial limitations in the Service Provider's promotional materials (hereinafter: the "License").
  6. The License entitles the Service Provider to modify the Review if this is necessary for its dissemination in a specific manner, without changing its essence and content.
  7. The License authorizes the Service Provider to grant sublicenses to any third parties for the use of the Review. The sublicense referred to in the preceding sentence may be granted by the Service Provider for a fee or free of charge.

§ 11. Use of Artificial Intelligence (AI)

  1. The Service Provider informs that the Application uses:
    • AI models provided by the fal.ai platform,
    • purpose: processing and generating images based on photos uploaded by the User and settings selected by them,
    • risk category according to AI Act: low-risk AI system.
  2. The User acknowledges that results generated by AI:
    • may contain errors, inaccuracies, or visual artifacts,
    • require verification by the user before use,
    • do not constitute professional advice of any kind.
  3. The User undertakes to:
    • verify all AI utilization results before using them,
    • not rely solely on generated content when making decisions,
    • comply with AI Act transparency requirements towards their customers.
  4. Data entered into the Application may be:
    • transferred to external AI providers (fal.ai),
    • data is not used for AI model training.
  5. The Service Provider is not liable for:
    • business decisions made based on AI results,
    • intellectual property rights infringement resulting from AI-generated content,
    • damages arising from incorrect or unexpected generation results.
  6. AI-generated content is owned by the User to the extent permitted by law, subject to the rights of AI model providers. The User acknowledges that:
    • AI content may not be fully protected by copyright,
    • similar content may be generated for other users,
    • the Service Provider does not guarantee uniqueness of results.
  7. The User undertakes to:
    • verify whether content does not infringe third-party rights,
    • mark content as AI-generated where required by law.

§ 12. Liability and Service Level

  1. The Service Provider undertakes to provide Services with due diligence.
  2. The parties exclude the Service Provider's liability for lost profits of the User who is an Entrepreneur (excluding Entrepreneurs with Consumer Rights).
  3. The Service Provider does not guarantee a specific level of performance, efficiency, or usefulness of the Application in relation to the User's specific needs and applications.
  4. To the extent permitted by law, the Service Provider is not liable to the User for the consequences of:
    • Users using any services or functionalities available within the Application contrary to their purpose,
    • Users providing incorrect or false data,
    • consequences of using authentication data for Account access by third parties, if such persons came into possession of such data due to their disclosure by Users or their inadequate protection.
  5. To the extent permitted by law, the Service Provider is not liable for disruptions in the Application's functioning resulting from:
    • force majeure (which also includes unavailability of APIs of key external service providers or prohibition of using specific AI models by supervisory authorities),
    • necessary maintenance work conducted in the Application,
    • reasons attributable to the User,
    • reasons beyond the Service Provider's control, in particular actions of third parties.
  6. The Service Provider undertakes to conduct maintenance work in a manner as least burdensome as possible for Users and, where possible, to inform them in advance of planned work.
  7. The Service Provider undertakes to remove disruptions in the Application's functioning on an ongoing basis where possible.
  8. After the Agreement ends, the Service Provider:
    • provides access to data for 90 consecutive days,
    • deletes data after this period – at the User's request, this may be done earlier.

§ 13. Service Provider's Intellectual Property

  1. All components of the Application, in particular:
    • Application name,
    • Application logo,
    • photos and descriptions,
    • Application operating principles, all its graphical elements, interface, software, source code, and databases. Are protected by law under the Polish Act of 4 February 1994 on Copyright and Related Rights, the Polish Act of 30 June 2000 – Industrial Property Law, the Polish Act of 16 April 1993 on Combating Unfair Competition, and other generally applicable laws, including European Union law.
  2. Any use of the Service Provider's intellectual property without its prior, express permission, in violation of the Terms, is prohibited.

§ 14. Out-of-Court Dispute Resolution – Consumers and Entrepreneurs with Consumer Rights

  1. The provisions of this paragraph apply only to Consumers and Entrepreneurs with Consumer Rights.
  2. A User who is a Consumer or Entrepreneur with Consumer Rights has the option to use out-of-court methods of handling complaints and pursuing claims.
  3. Detailed information regarding the User's ability to use out-of-court methods of handling complaints and pursuing claims and the rules of access to these procedures are available at the offices and on the websites of:
    • district (municipal) consumer ombudsmen, social organizations whose statutory tasks include consumer protection,
    • Provincial Trade Inspection Inspectorates,
    • Office of Competition and Consumer Protection.

§ 15. Personal Data

Information about the processing of personal data by the Service Provider can be found in the Privacy Policy available at: /legal/privacy.

§ 16. Service Modification – Consumers and Entrepreneurs with Consumer Rights

  1. The provisions of this paragraph apply only to Consumers and Entrepreneurs with Consumer Rights.
  2. The Service Provider may modify the Service in case of:
    • the need to adapt the Service to newly emerging devices or software used by Users to use the Service,
    • the Service Provider's decision to improve the Service by adding new functionalities or modifying existing functionalities,
    • a legal obligation to make changes, including the obligation to adapt the Service to the current legal status.
  3. Service modification may not involve any costs on the User's part.
  4. The Service Provider informs the User of a Service modification by placing a message informing about the changes in the Account. Independently, information about the modification may be sent to Users via email.
  5. If a Service modification will significantly and negatively affect access to the Service, the Service Provider is obliged to inform the User of:
    • the characteristics and date of the modification and
    • the User's right to terminate the Agreement with immediate effect within 30 days of the modification.
  6. The information referred to in paragraph 5 is sent by the Service Provider to the User via email no later than 7 days before the modification.
  7. Termination of the Agreement by the User under paragraph 5(2) is made by submitting a termination statement to the Service Provider via email.
  8. Termination of the Agreement under paragraph 5(2) has the same effects as § 7 of these Terms provides for withdrawal from the Agreement due to Non-conformity.

§ 17. Terms Modification

  1. The Service Provider may modify the Terms, among others, in case of:
    • change in the Service Provider's business activity,
    • the Service Provider starting to provide new services, modifying currently provided services, or ceasing to provide them,
    • technical modification of the Application requiring adaptation of the Terms provisions,
    • a legal obligation to make changes, including the obligation to adapt the Terms to the current legal status.
  2. The User will be informed of Terms modification by publishing its amended version in the Application. Independently, the amended version of the Terms will be sent to the User by email.
  3. Agreements concluded before the Terms modification are subject to the Terms in effect at that time.
  4. A Consumer User who does not agree to the Terms modification may terminate the Application Usage Agreement with immediate effect within 10 days of receiving information about the Terms modification. Failure to terminate is considered consent to the Terms modification.
  5. Termination of the Application Usage Agreement is made by submitting a termination statement by the Consumer User to the Service Provider via email.
  6. Immediately after receiving the statement referred to in paragraph 5, the Service Provider deletes the Account.

§ 18. Final Provisions

  1. The current version of these Terms is effective from February 18, 2026.
  2. These Terms are subject to Polish law. All disputes under these Terms will be resolved through amicable negotiations, and if no agreement is reached – before a common court competent for the Service Provider's registered office (in case of disputes with Entrepreneurs) or for the defendant's place of residence or registered office (in case of disputes with Consumers and Entrepreneurs with Consumer Rights).
  3. In matters not regulated in these Terms, the provisions of generally applicable Polish law shall apply.

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